travelupi

Now in development · Join early access

Pay like a local in India.

TravelUPI lets NRIs, diaspora and visitors scan any UPI QR code in India, from a wallet you top up at home. No cash. No Indian bank account.

Join early access

Starting in the UK. The US and Canada are planned next.

Any UPI QRShops, stalls, rickshaws
Top up from homeStraight from your UK bank

Illustrative example. Amounts are not an offer or a rate.

Built for NRIs and visitors
Helps you shop small in India
Backed by Techapto Foundation research

No more cash, or cards that don't work

India runs on UPI. If you don't have an Indian account, you've been left out. Until now.

Paying in India today
CashExchange, carry, count
UK cardsNo terminals, online declines
NRI accountWeeks to open and fund
TravelUPIScan any QR, top up from home

Why we're building TravelUPI

I was back in Gurugram and wanted to buy something from a small seller. Partly because I needed it, mostly because I wanted to help them out.

I had no cash. Everyone around me was scanning a QR code. My UPI wouldn't work, because my NRI account was hard to fund and fixing it would take weeks.

So I walked away without buying it.

It was a small moment, but millions of NRIs and visitors hit the same wall every time they come to India.

It's time India's payments welcomed everyone who comes home.

Anu, founder

How it will work

Step 1: Sign up at home

Verify once with your passport, before you fly.

Step 2: Top up from home

From your UK bank first, with the US and Canada to follow. Converted to rupees.

Step 3: Scan and pay

Any UPI QR code in India. The merchant sees a normal payment.

Techapto Foundation

The last mile of India's digital payments is the front door.

UPI is one of the world's great payment systems, built for residents. We research how NRIs and visitors pay in India, and work with communities, industry and policymakers to open it to everyone who comes home, or comes to visit.

About the Foundation
ResearchWhere access breaks, and what it costs
DialogueDiaspora, industry and policymakers together
Shop smallVisitor spending reaching local merchants

How do you pay when you visit India?

Share your story in a two-minute survey. It shapes our research and what we build.

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